This article explains the step-by-step subscription flow from a user's point-of-view for a smallcase manager of type - Research Analyst


TABLE OF CONTENTS


  • Step 1 : Add email address
  • Step 2 : Select a plan
  • Step 3 : Add billing information
  • Step 4 : Select your broker
  • Step 5 : Select a payment method

  • Step 6 : Subscription Confirmed


           Step 1 : Add email address

  • A user enters their email in this step.


    Step 2 : Select a plan

  • Here the user has to select the subscription duration they want to proceed with out of all the available plans.

    1. Plan Type: Subscription plans can be of two types - Flat fee or AuM based. Please refer to the article on Subscription plans for more details.

    2. Duration: Subscription plans can have multiple durations as offered by the smallcase manager. The possible duration options are:
           i. Flat Fee plan: 1 month, 3 month, 6 month, 1 year
           ii. AuM plan: Only 1 month

  • All the subscription plan parameters are created & managed by the smallcase creator from the Publisher Platform. Please refer to the topic ‘Subscription Plans’ for more details.



  • Here, the user can also view and apply available offers by clicking on the "Apply offer" button on the above screen




Step 3 : Add billing information

Here the user has to enter their PAN, Date of Birth, Phone number, and State.

  • These details are used for generating the subscription invoice which is shared with the user.




  • By clicking on the "Terms of Service" link below the Continue button, the user can view the terms before proceeding to the next step.



Step 4 : Select your broker

  • The user selects their broker account to subscribe to the smallcase.

  • After selecting the broker, the user will be redirected to the login page of that broker.

  • Once the login credentials are entered and the user is logged in successfully, they will be redirected back to the subscription flow.


Step 5 :  Select a payment method

  • Lastly, the user will be prompted to complete the subscription fee payment by proceeding with any one of the available payment options.

    • Depending on the payment gateways and methods configured for you, users will be provided any of the 3 options: UPI, Cards, and Netbanking.

    • For recurring plans with an amount greater than ₹15,000, users can complete payment only via Netbanking. 


An example screen for payment method selection can be viewed below

       

UPI

In case UPI is enabled as a payment method, the user can complete the payment by either:

  • entering their UPI ID and approving the payment request on their PSP app (Google Pay, PhonePe etc.), OR

  • selecting their PSP app through which they wish to make the payment and approving the payment request

Cards

In case Cards is enabled as payment method, the user can complete the payment by:

  • entering their card details such as card number, expiry and CVV, AND

  • approving the payment via the OTP sent by their bank


Netbanking

In case Netbanking is enabled as payment method, the user can complete the payment by:

  • entering their account details and preferred method of authentication (Debit Card/Netbanking) 
  • authenticating their account details through the chosen authentication method




Step 6 :  Subscription confirmed
After a successful payment, the user is subscribed to the smallcase, and the stocks and weights of this smallcase are displayed to the user.



  • The user can then click on the "Invest Now" button to invest in the smallcase.
  • Additionally, the user can click on "See subscription summary" to view the plan duration and associated fee.