TABLE OF CONTENTS
Payment Setup
Our platform offers integrations with Razorpay and e-NACH via Digio for your user subscription payments.
- Razorpay supports one time flat-fee payments via UPI, Debit Card, and Net-banking. The integration is seamless as you just have to input your bank account details in the Billing section while publishing your micro-website.
- In case you opt for AuM / Auto Renewal-based pricing plans to charge your smallcase subscribers, the e-NACH facility will be integrated. In order to obtain the e-NACH utility code, the first step is to get a non-individual current account opened with HDFC Bank. Once the account is opened, we'll get you in touch with our PoC at the bank to initiate the e-Nach integration process.
Video Walkthrough
This video explains the complete flow of the user subscription fee payments in the smallcase Ecosystem.
Flow Chart
Click on the chart to zoom
When the user selects a smallcase and chooses her choice of subscription plan - Flat-fee/AuM-Auto Renewal OR One Time/Flat-fee; the amount flows through Digio (Payment Gateway for Flat-fee/AuM-Auto Renewal plans) or Razorpay (Payment Gateway for One Time/Flat-fee) depending on which plan is chosen.
In case of Digio, the entire subscription amount paid by the user is sent directly to your bank account. The smallcase charges payable as per the commercial sharing agreement is mentioned in the monthly platform invoice and ledger.
In case of Razorpay, the entire subscription amount enters a nodal account through which according to the commercial sharing agreement, the amount is distributed between you and the smallcase platform.